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soru		cevap
account statement öğrenmeye başla		summary of account activity (transactions) during a certain period
acquisition öğrenmeye başla		a company purchasing most of another company"s shares to gain control
apply for an overdraft öğrenmeye başla		when you apply to withdraw money from your acount despite not having enough money for it
ATM / cash dispenser öğrenmeye başla		machine that dispenses cash or other services with a bank card inserted
bank deposit / to deposit öğrenmeye başla		adding, transfering money to your account
bank transfer öğrenmeye başla		transfering money from one bank account to another
bank's assets öğrenmeye başla		everything the bank owns
bank's liabilities öğrenmeye başla		everything the bank has to pay for
banknote / bill öğrenmeye başla		paper money with a particular value
bid-offer spread öğrenmeye başla		the difference between the price at which you can buy a share and the price at which you can sell it
blue chips öğrenmeye başla		well-established, recognizable and generally trusted company
bondholder öğrenmeye başla		the owner of the issued bond
brokerage company / house / services öğrenmeye başla		institiutions that act as a middleman in faciliating transactions
cash flows öğrenmeye başla		the total amount of money transferred into and out of business
collateral öğrenmeye başla		acts as a security or guarantee for a debt
convertible shares / bonds öğrenmeye başla		it can be converted into a different security
corporate bonds öğrenmeye başla		issued by a corporation
coupon of a bond öğrenmeye başla		the amount of interest it pays
credit öğrenmeye başla		money available in the banking system
credit crunch öğrenmeye başla		a massive reduction in the amount of credit available
credit rating / standing öğrenmeye başla		an estimate of the ability to fulfill financial commitments
creditworthiness öğrenmeye başla		the extent to wchich someone is suitable to recieve financial credit, based on the past financial activities
creditor öğrenmeye başla		the person to which the money is owed
currency öğrenmeye başla		a system of money in general use in a particular place
current / checking aacount öğrenmeye başla		an account from which you can withdraw money without notice
debt financing öğrenmeye başla		raising money by selling debt instruments to investors
debt instruments öğrenmeye başla		tools an entity utilizes to obtain cpaital
debtor öğrenmeye başla		an entity that owes money
default on payment öğrenmeye başla		unable to make payments to the creditor
depositor öğrenmeye başla		a person that keeps money in a bank
direct debit öğrenmeye başla		allowing someone else to collect the money from your account, usually regularly
discount instruments öğrenmeye başla		money market instruments issued at a value less than their face value
divestitures öğrenmeye başla		selling off subsidiary businesses interests
down payment öğrenmeye başla		the initial payment, paid before the rest
equity finance öğrenmeye başla		raising capital through the sale of shares
fallen angel öğrenmeye başla		initially given an investment-grade rating, reduced to junk bond status
fees öğrenmeye başla		paying fixed amount of money
commisions öğrenmeye başla		paying a percentage from the transaction
foreign exchange öğrenmeye başla		currency from another countries
gilts / gilt-edged stock öğrenmeye başla		high grade bond (british term)
growth öğrenmeye başla		the change in company's earnings overtime
high-yield bonds öğrenmeye başla		(junk bonds) - high interest rate but low credit rating
inflation rate öğrenmeye başla		the rate of price increase, resulting in money losing value
interest öğrenmeye başla		money paid regularly at a particular rule for the use of money lent
interest rate öğrenmeye başla		the cost of borrowing money, the percentage of the loan paid by the borrower
intermediary öğrenmeye başla		link between people to help them reach an agreement
investment bank öğrenmeye başla		acts as an intermediary
investment funds öğrenmeye başla		a pool of capital that investors collectively pay into, to invest in stocks
investment-grade bonds öğrenmeye başla		low risk and high credit rating
investor öğrenmeye başla		a person that puts money into financial schemes to gain profit
issue currency / share / bonds öğrenmeye başla		the process in which an entity creates and make it available
junk bonds öğrenmeye başla		high interest rate, low credit rating
lender of last resort öğrenmeye başla		institution that lends money in difficult situations
liquidity öğrenmeye başla		ability to allow assets to be sold and bought easily and quickly
market maker öğrenmeye başla		market participant that buys and sells large assets to ensure financial markets run smoothly
maturity / redemption rate öğrenmeye başla		the longevity of a financial instrument
Monetary Policy Council öğrenmeye başla		the institution that decides on monetary policy and assesses the curent condition
money in circulation öğrenmeye başla		physically used money in a country
money market öğrenmeye başla		highly liquid, short-term debt security
money supply öğrenmeye başla		the amount of money in the economy
municipal bonds öğrenmeye başla		issued by governmental entities to raise money for, for example, infrastructure funding
non-investmen-grade-bonds öğrenmeye başla		low quality, issuer may defualt
output öğrenmeye başla		the quantity of goods produced in a given time by a firm
par / face / nominal value of a bond öğrenmeye başla		the amount repaid to the bondholder at maturity
pension fund öğrenmeye başla		pension fundmoney from people who work to pay pensions
principal of a loan öğrenmeye başla		the amount of capital making up a loan
property / real estate öğrenmeye başla		property consisting of lands and buildings
trading securities öğrenmeye başla		investments in debt or equity actively traded for profit
quote bid and offer prices öğrenmeye başla		offer the price of selling and buying
redeem bonds öğrenmeye başla		full repayment of the principal and the interest owed
reserve requirement öğrenmeye başla		the amount of fund that bank is required to hold to meet liabilities
savings account öğrenmeye başla		an account that allows you to deposit money and gain interest
securities öğrenmeye başla		financial instruments issued by an entity giving ownership rights to some type of financial value
securities account öğrenmeye başla		holding securities on behalf of the investor
securitization öğrenmeye başla		financial assets pooled together, converted into securities and sold to investors
supply and demand öğrenmeye başla		the amount of commodity and the desire to buy it
spread / margin öğrenmeye başla		the difference between the amount of money borrowed and value of collateral
standing order öğrenmeye başla		a bank transfer that is fixed and constant
stockbroking öğrenmeye başla		buying and selling stocks for clients
stocks / shares / equities öğrenmeye başla		a part into which capital is divided, entitling the holder to a portion of profit
takeover öğrenmeye başla		buying out of one company by another
to raise capital öğrenmeye başla		approaching existing investors for equities or a debt
to underwrite a stock issue öğrenmeye başla		taking financial risk for a fee
tradable / negotiable / saleable instruments öğrenmeye başla		financial instruments that you are allowed to trade
Treasury bills öğrenmeye başla		issued at a discount, no yield, short-term
Treasury bonds öğrenmeye başla		long-term, periodict interest, up to 20 years
Treasury notes öğrenmeye başla		fixedi nterest rate, 2 to 10 years
underlying instrument öğrenmeye başla		the security on which a derivative contract is based upon
underwriter öğrenmeye başla		pledges to buy all the unsold shares
yield / rate of return öğrenmeye başla		the rate of profit investor recieves from a security
zero-coupon bonds öğrenmeye başla		deep discount but no interest
hedge fund öğrenmeye başla		a type of actively managed fund that focuses on high risk high return investments

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