Finanse cz.1

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Cash
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Money in coins and banknotes
gotówka
currencies
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The dollar, the euro, the yen
waluta
deposits
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Money placed in banks and other savings institutions
depozyty
credit
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Money available in the banking system for individuals and businesses to borrow
kredyt
loan
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Money borrowed from a bank
pożyczka
mortgage
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Money borrowed from a bank to buy property or real estate (like a house or a flat)
hipoteka
debt
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Borrowed money that has to be paid back
dług
income
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All the money a person receives
dochód
wages
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A fixed amount of money earned for a week's manual work
płaca
overtime
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Money received for working extra hours
nadgodziny
Salary
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A fixed annual amount of money paid to an employee (in monthly instalments)
wynagrodzenie
bonus
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Extra money paid to employees for good financial results
premia
commission
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Money paid to salespeople and agents depending on the amount of goods sold
prowizja
revenue
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Money paid to lawyers, architects, auditors, etc. For professional services
przychód
Social security or welfare
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Money paid by the government to unemployed and sick people
Zakład Ubezpieczeń społecznych
pension
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Money paid by the government or a former employer to a retired person
emerytura
fund
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The money that will eventually be used to pay pensions
fundusz
capital
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The money needed to start a company
kapitał
reserve
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Estimated expenditure and income is often written down
rezerwa
rent
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Money paid for the use of a house or flat
czynsz
Tax inspector
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A government official who checks that you are paying enough taxes
Urzędnik podatkowy
Tax consultant
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Someone who advises you or a company on how to pay less tax
Konsultant podatkowy
Bank manager
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The person who is responsible for an individual bank
Menadżer banku
Commodity trader
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Someone who buys and sells large quantities of goods, espacially food products such as tea, coffee, and cereals, or raw materials such as wood, or metals
Makler na giełdzie towarowej
Accountant
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Someone who prepares an individual's (or a company's) tax return
księgowy
Finance director
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The person who is responsible for the financial side of running a business
Dyrektor finansowy
Market analyst
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Someone who comments on business and share prices in a particular sector of the economy
Analityk rynku
Financial advisor
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Someone who advises people on how to manage their financial affairs
Doradca finansowy
Insurance broker
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The person who finds you the best insurance policy at the best price
Agent ubezpieczeniowy
stockbroker
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Someone who buys and sells stocks and shares for clients, and charges a comission
Makler giełdowy
Pension
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When you are old, you hope to have one of those
emerytura
bank
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Where you go to borrow money or get cash
bank
tax
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Something that the government collects and no one likes to pay
podatek
dividends
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Individuals who invest their money in a company hope to receive these regularly
dywidendy
shares
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What you buy if you invest money in a company
akcje
inflation
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Rising prices, rising costs and rising wages in an economy
inflacja
bankruptcy
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The situation where a company does not have enough money or property to pay its debts, and so the company
bankructwo
Capital spending
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A type of investment made by a company when buying equipment
Wydatki kapitałowe
Profit
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What, in financial terms, a business hopes to make
zysk
interest
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How you are charged for borrowing money or get cash
odsetki
assets
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The name for all the property, equipment, investments, and money owned by a company (or individual)
aktywa
turnover
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The total amount of sales in a year
obrót
liabilities
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The name for everything that a company owes
pasywa
accounts
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What a company has to prepare every year for presentation to its owners and to the relevant authorities
konta
mortgage
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How you can pay for a house, unless you can pay for it in a single payment
hipoteka

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