→ ILSPT (08) - Basic English Vocabulary For Banking And Finance → Öğrenmeye Başla / MP3 Flashcards indir

soru		cevap
bank statement öğrenmeye başla		a record of the money put into and removed from a bank account (wyciąg z konta)
low/high-interest overdraft öğrenmeye başla		if you have an overdraft, you have taken more money out of your bank account than you had in it (nisko-/wysokooprocentowany kredyt/debet)
interest öğrenmeye başla		the extra money that you must pay to a bank, company, etc which has lent you money (oprocentowanie/odsetki)
in credit account öğrenmeye başla		account with no charges (ponad kreską/na plusie)
overdrawn (account) öğrenmeye başla		if you are overdrawn, you have taken more money out of your bank account than you had in it (zadłużony)
to clear (cheques) öğrenmeye başla		if a cheque (= printed paper used to pay for things) clears, the money goes from one person's bank account to another person's bank account (zaksięgowane)
counterfoil öğrenmeye başla		a section able to be detached or removed from a cheque/check etc and kept by the giver as a receipt (folia przeciwbieżna)
banker's draft öğrenmeye başla		a written order for money to be paid by a bank, especially to another bank (weksel bankierski)
overdraft facility öğrenmeye başla		a feature of a bank account that allows a customer to temporarily owe money to the bank kredyt w rachunku bieżącym)
overdraft limit öğrenmeye başla		the largest amount of money that a bank allows you to borrow from them (dopuszczalny limit debetu)
banker's reference öğrenmeye başla		a statement from a customer which proves that he/she is likely to be able to pay back a loan, etc. (referencja bankowa)
creditworthy öğrenmeye başla		has enough money or property for banks and other organizations to be willing to lend them money (posiadający zdolność kredytową)
standing orders öğrenmeye başla		regular automatic payments of the same amount (zlecenia stałe)
direct debits öğrenmeye başla		regular automatic payments of varying amounts (polecenia zapłaty)
withdrawal öğrenmeye başla		when you take money out of a bank account (wypłata)
title deeds öğrenmeye başla		a document which proves who owns a property (tytuł/akt własności)
mortgage öğrenmeye başla		an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself (hipoteka)
repossession order öğrenmeye başla		a legal document that allows a bank or other company to repossess someone's house, car, etc. (nakaz przejęcia)
evicted öğrenmeye başla		someone forced to leave somewhere (eksmitowany)
last resort öğrenmeye başla		the only choice that remains after all others have been tried (w ostateczności)
mortgage holder öğrenmeye başla		mortgage borrower (posiadacz kredytu)
mortgaged up to the hilt öğrenmeye başla		when somebody's mortgage is the most they can possible afford (zadłużony po uszy)
negative equity öğrenmeye başla		a situation in which the value of a house has become less than the amount of money its owner borrowed in order to buy it (ujemny kapitał)
recipient öğrenmeye başla		a person or organization that receives something, such as money, a prize, etc. (świadczeniobiorca)
trustee öğrenmeye başla		a person, often one of a group, who controls property and/or money for another person or an organization (powiernik)
pension fund öğrenmeye başla		money that employees of a company pay regularly to be invested to provide them with a pension when they are older (fundusz emerytalny)
lump sum öğrenmeye başla		an amount of money that is paid in one large amount on one occasion (kwota ryczałtowa)
annuity öğrenmeye başla		you pay a lump sum, and receive regular payments for the rest of your life (renta)
life insurance öğrenmeye başla		your beneficiaries receive money if you die young (ubezpieczenie na życie)
life assurance öğrenmeye başla		your beneficiaries receive money when you die (ubezpieczenie na życie)
endowment assurance öğrenmeye başla		you receive a lump sum on a certain date (or earlier if you die) (zabezpieczenie kapitałowe)
endowment mortgage öğrenmeye başla		you borrow money to buy a house. Many years later, your endowment repays the loan (kredyt hipoteczny na dożycie)
private health insurance öğrenmeye başla		your private hospital bills are paid (prywatne ubezpieczenie zdrowotne)
sickness insurance öğrenmeye başla		if you're to ill to work, you receive payments (ubezpieczenie chorobowe)
equity release scheme öğrenmeye başla		you borrow money. When you die, your house is sold to repay the loan (program uwalniania kapitału)
insurance adjuster öğrenmeye başla		a person whose job is to check facts and information relating to an insurance claim and to decide how much money the insurance company should pay (rzeczoznawca ds. ubezpieczeń)
underwriter öğrenmeye başla		a person or company that sells insurance policies (ubezpieczyciel)
cover note öğrenmeye başla		a document that proves you have insurance while the policy is being processed (dowód ubezpieczenia)
insurer öğrenmeye başla		a person or company that insures someone or something (ubezpieczyciel)
insured / policyholder öğrenmeye başla		a person who has taken out insurance cover (ubezpieczony)
bill of lading öğrenmeye başla		a detailed list of ship's cargo (list przewozowy)
import duty / tarrifs öğrenmeye başla		extra money paid when goods are imported (cło przewozowe/importowe; taryfy celne)
to defer (a payment) öğrenmeye başla		to agree on paying the payment later on (odroczyć)
letter of credit öğrenmeye başla		a letter from a bank allowing the person who has it to take a particular amount of money from a bank in another country (akredytywa)
to wire (money) öğrenmeye başla		to send money to a bank account (przelać)
remittance öğrenmeye başla		bank transfer (przekaz pieniężny)
tax heaven öğrenmeye başla		a country with very low taxes (raj podatkowy)
tax-payer öğrenmeye başla		someone who pay taxes (podatnik)
domiciled öğrenmeye başla		being legally resident (= living) in a place (zamieszkały)
beneficiary öğrenmeye başla		a person who receives an international payment (beneficjent)
income tax öğrenmeye başla		tax on earnings, profits from the investments and any other sources of personal income (podatek dochodowy)
capital gains tax öğrenmeye başla		tax on profits made by selling assets such as businesses, rented houses and shares (podatek od zysków kapitałowych)
Value Added Tax (VAT) öğrenmeye başla		Tax on goods and services. In Poland it is charged at 23%
stamp duty öğrenmeye başla		a tax on specific transactions. For example, in the UK, it is payable by the buyer of a house (opłata skarbowa)
wealth tax öğrenmeye başla		tax on assets (such as houses) payable in some countries, but not in the UK
inheritance tax öğrenmeye başla		tax on assets of a person who has died. Used to be called "death duties" (podatek od spadku)
corporation tax öğrenmeye başla		in the UK, this is the name for the tax paid by companies (podatek dochodowy od osób prawnych)
tax relief öğrenmeye başla		liability for capital gains is reduced by 7.5 % for each year of ownership of the asset (ulga podatkowa)
tax break öğrenmeye başla		from April 6th next year, theatres will not have to pay tax on profits below 20.000 pounds (ulga podatkowa)
tax exile öğrenmeye başla		Ms Brown is British, but save tax she lives in Monaco (emigrant podatkowy)
direct taxation öğrenmeye başla		income tax (opodatkowanie bezpośrednie)
indirect taxation öğrenmeye başla		VAT (podatek pośredni)
tax avoidance öğrenmeye başla		Ms Smith pays an accountant to find lega ways to reduce her tax liability (unikanie opodatkowania)
tax evasion öğrenmeye başla		Mr Jones made a profit of 100.000 pounds from selling a business, but didn't declare it to the Inland Revenue (uchylanie się od podatku)
tax free öğrenmeye başla		no tax is payable on winnings from the National Lottery (zwolnienie z podatku)
tax loophole öğrenmeye başla		a legal provision that allows individuals or companies to reduce their tax liability in unintended ways (luka podatkowa)
tax brackets öğrenmeye başla		a range of similar incomes used to calculate the rate of income tax that people must pay (progi podatkowe)
tax incentive öğrenmeye başla		a reduction in taxes that encourages companies or people to do something that will help the country's economy (zachęta podatkowa)
tax rebate öğrenmeye başla		tax refund (zwrot podatku)

ILSPT (08) - Basic English Vocabulary for Banking and Finance

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